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" Consumer credit, debt and bankruptcy : "
edited by Johanna Niemi, Iain Ramsay and William C. Whitford.
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BL
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| Record Number
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1015261
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| Doc. No
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b769631
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| Title & Author
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Consumer credit, debt and bankruptcy : : comparative and international perspectives /\ edited by Johanna Niemi, Iain Ramsay and William C. Whitford.
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| Publication Statement
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Oxford ;Portland, OR :: Hart Pub.,, 2009.
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| Page. NO
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1 online resource (viii, 453 pages) :: illustrations
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| ISBN
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1472560507
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: 1847315224
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: 9781472560506
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: 9781847315229
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1841132586
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9781841132587
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| Bibliographies/Indexes
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Includes bibliographical references and index.
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| Contents
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Inequality and access to financial services / Gregory D Squires -- The political economy of consumer credit securitization : comparing predatory lending in home finance in the US, UK, Germany and Japan / Christopher L Peterson -- Consumer overindebtedness in Brazil and the need for new consumer bankruptcy legislation / Cláudia Lima-Marques and Antônio Benjamin -- 'Wannabe WAGS' and 'credit binges' : the constructions of overindebtedness in the UK / Iain Ramsay -- Overindebted households and law : prevention and rehabilitation in Europe / Johanna Niemi -- 'A call to arms' : for regulation of consumer lending / Udo Reifner -- The political economy of the EC consumer credit directive / Sefa M Franklin -- Disclosure as an imperfect means for addressing overindebtedness : an empirical assessment of comparative approaches / Susan Block-Lied [and others]. -- Prevention of overindebtedness and mechanisms for resolving overindebtedness of South African consumers / Michelle Kelly-Louw -- The myth of the cautious consumer : law, culture, economics and politics in the rise and partial fall of unsecured lending in Japan / Souichirou Kozuka and Luke Nottage -- Making sense of nation-level bankruptcy filing rates / Ronald J Mann -- Overindebtedness and financial stress : a comparative study in Europe / Catarina Frade and Claudia Abreu Lopes -- Bankruptcy in Germany : filing rates and the people behind the numbers / Wolfram Backert [and others] -- Elderly consumer weakness in 'withholding credit' / Johannes Doll -- Two decades, three key questions, and evolving answers in European consumer insolvency law : responsibility, discretion, and sacrifice / Jason Kilborn -- A law-in-action approach to comparative study of repayment forms of consumer bankruptcy / Jean Braucher -- Debt agreements from down under / John Duns and Rosalind Mason -- Personal bankruptcy in Korea / Soogeun Oh --New labour : more debt : the political response / Michael Green -- Debt counseling in the shadow of the court : the Dutch experience / Nadja Jungmann and Nick Huls.
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| Abstract
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After a long period of prosperity and steady economic growth, the world's leading economies are now in crisis, and although there will be debate about its origins, the scale and seriousness of the crisis is in no doubt. There is also no doubt that excessive amounts of consumer credit, allied to a weak understanding of how globalised credit markets might react to a crisis, have played a significant part. This book, which is primarily about credit, debt and the trouble they have led to, is written by authors who have specialised in researching into over-indebtedness, that is, situations in which.
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| Subject
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Bankruptcy, Congresses.
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Consumer credit-- Law and legislation, Congresses.
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Debtor and creditor, Congresses.
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Bankruptcy.
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Consumer credit-- Law and legislation.
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Debtor and creditor.
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LAW-- Consumer.
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Consumentenkrediet.
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Faillissement.
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Schulden.
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Schuldsanering.
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| Dewey Classification
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346.073
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| LC Classification
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K1096.A6C66 2009eb
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| Added Entry
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Niemi-Kiesiläinen, Johanna.
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Ramsay, Iain.
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Whitford, William C.,1940-
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