| Document Type
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BL
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| Record Number
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1044125
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| Doc. No
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b798495
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| Title & Author
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Low-income homeownership : : examining the unexamined goal /\ Nicolas P. Retsinas, Eric S. Belsky, editors.
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| Publication Statement
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Cambridge, Mass. :: Joint Center for Housing Studies ;Washington, D.C. :: Brookings Institution Press,, ©2002.
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| Series Statement
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Brookings metro series
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| Page. NO
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1 online resource (xiv, 495 pages) :: illustrations, maps.
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| ISBN
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0815706030
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: 9780815706038
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0815706138
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0815706146
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9780815706137
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9780815706144
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| Bibliographies/Indexes
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Includes bibliographical references and index.
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| Contents
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Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990s / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia [and others] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen [and others].
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| Abstract
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Annotation A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.
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| Subject
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Home ownership-- Social aspects-- United States.
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Homeowners-- United States-- Economic conditions.
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Low-income housing-- United States-- Finance.
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Low-income housing-- United States.
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BUSINESS ECONOMICS-- Infrastructure.
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Home ownership-- Social aspects.
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Low-income housing-- Finance.
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Low-income housing.
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POLITICAL SCIENCE-- Public Policy-- Social Policy.
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SOCIAL SCIENCE-- General.
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Lage-inkomensgroepen.
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Woningbezit.
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United States.
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| Dewey Classification
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363.5/0973
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| LC Classification
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HD7287.82.U6L68 2002eb
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| Added Entry
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Belsky, Eric S.
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Retsinas, Nicolas Paul,1946-
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