Access to bank credit by smallholder farmers in Tanzania:

مرکز و کتابخانه مطالعات اسلامی به زبان های اروپایی

منو

" Access to bank credit by smallholder farmers in Tanzania: "
Nsubili Isaga

Document Type	:	AL
Record Number	:	1064213
Doc. No	:	LA107842
Call No	:	‭10.1163/2031356X-03101013‬
Language of Document	:	English
Main Entry	:	Nsubili Isaga
Title & Author	:	Access to bank credit by smallholder farmers in Tanzania: [Article] : a case study\ Nsubili Isaga
Publication Statement	:	Leiden: Brill
Title of Periodical	:	Afrika Focus
Date	:	2018
Volume/ Issue Number	:	31/1
Page No	:	241–256
Abstract	:	Tanzania like many other developing countries is highly dependent on agriculture for income generation and job creation for its citizens. Because the sector is mainly composed of smallholder farmers, lack of finance remains the leading obstacle to development. This study seeks to determine factors that affect access to bank credit by smallholder farmers in the Mvomero District of Morogoro, Tanzania. The study used a cross-sectional design, with data being collected via the survey method. Purposeful sampling was used to obtain the respondents who fitted into the study objective. The data were analyzed using descriptive statistics and a logistic regression model. The Logit regression model in particular was employed to determine factors that affect smallholder farmers’ access to bank services. The study reveals that the value of assets invested in farming activities, education and gender are significant factors affecting smallholder farmers’ access to bank credit. Policy recommendations include the establishment of a government bank that would exclusively provide financial services to agriculturalists by establishing a credit guarantee scheme, and the development of new financial products by the banks that would cater to the needs of smallholder farmers.
Descriptor	:	access
Descriptor	:	bank credit
Descriptor	:	logit regression
Descriptor	:	smallholder farmers
Location & Call number	:	‭10.1163/2031356X-03101013‬