Essays on microfinance: Financial and social impacts in rural Bangladesh

مرکز و کتابخانه مطالعات اسلامی به زبان های اروپایی

منو

" Essays on microfinance: Financial and social impacts in rural Bangladesh "
Syed Towhid Saad J. Akin

Document Type	:	Latin Dissertation
Language of Document	:	English
Record Number	:	54271
Doc. No	:	TL24225
Call number	:	‭3354507‬
Main Entry	:	Syed Towhid Saad
Title & Author	:	Essays on microfinance: Financial and social impacts in rural Bangladesh\ Syed Towhid Saad
College	:	The University of North Carolina at Chapel Hill
Date	:	2009
Degree	:	Ph.D.
student score	:	2009
Page No	:	114-n/a
Abstract	:	Rural credit programs in developing countries are designed to help the poorest of the poor by providing collateral-free loans at a low cost. In order to properly measure the efficacy of these programs, one needs to examine not only the pecuniary benefits of the programs but also the non-pecuniary benefits. The micro-loans are mandated for income-generating purpose such as investing in a micro-enterprise. To elaborate, one way that credit programs can benefit the poor is by providing them opportunities to increase their income. Another way that these programs benefit is by empowering women. The credit programs tend to target poor women, thereby providing them with income-generating opportunities that they otherwise lack. A woman's potential contribution to the household income may increase her intra-household bargaining power and empower her. This may have far-reaching consequences in terms of household investment in children's health and education, as well as a woman's wellbeing. In the following thesis, I present two papers that investigate the two different effects of credit programs. The first chapter examines the effect of borrowing from credit and non-credit programs on self-employment profits. The second chapter examines the effect of men's and women's self-employment profits on woman's intra-household bargaining power and how it differs with the gender of the primary borrower. The self-employment activities that are considered were primarily funded by the credit programs or by non-credit sources such as commercial banks and moneylenders.
Subject	:	Social sciences; Bangladesh; Bargaining; Household economics; Microfinance; Rural credit market; Women's empowerment; Economics; Agricultural economics; Essays; Developing countries--LDCs; Entrepreneurs; Poverty; Women; Commercial credit; Gender differences; Studies; 0510:Economics; 0503:Agricultural economics; 0501:Economics
Added Entry	:	J. Akin
Added Entry	:	The University of North Carolina at Chapel Hill