| Document Type
|
:
|
BL
|
| Record Number
|
:
|
855113
|
| Title & Author
|
:
|
Qualified mortgages : : elements and potential effects /\ Brenda Mills, editor.
|
| Publication Statement
|
:
|
New York :: Nova Science Publishers, Inc.,, [2016]
|
| Series Statement
|
:
|
Housing issues, laws and programs
|
| Page. NO
|
:
|
1 online resource.
|
| ISBN
|
:
|
1634845609
|
|
|
:
|
: 9781634845601
|
|
|
:
|
9781634845595
|
| Bibliographies/Indexes
|
:
|
Includes bibliographical references and index.
|
| Contents
|
:
|
QUALIFIED MORTGAGES: ELEMENTS AND POTENTIAL EFFECTS; QUALIFIED MORTGAGES: ELEMENTS AND POTENTIAL EFFECTS; Library of Congress Cataloging-in-Publication Data; CONTENTS; PREFACE; Chapter 1: MORTGAGE REFORMS: ACTIONS NEEDED TO HELP ASSESS EFFECTS OF NEW REGULATIONS; WHY GAO DID THIS STUDY; WHAT GAO RECOMMENDS; WHAT GAO FOUND; ABBREVIATIONS; BACKGROUND; MORTGAGE MARKET TRENDS GENERALLY CONSISTENT WITH TIGHTER UNDERWRITING STANDARDS IN RECENT YEARS; INITIAL EFFECTS OF MORTGAGE REGULATIONS LIKELY LIMITED FOR MOST BORROWERS; PLANNING FOR REVIEWS OF REGULATION SLACKED KEY ELEMENTS; CONCLUSIONS
|
|
|
:
|
RECOMMENDATIONS FOR EXECUTIVE ACTIONAGENCY COMMENTS AND OUR EVALUATION; APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY; APPENDIX II: LIST OF STUDIES REVIEWED; Chapter 2: ABILITY-TO-REPAY AND QUALIFIED MORTGAGE RULE: SMALL ENTITY COMPLIANCE GUIDE; 1. INTRODUCTION; 2. OVERVIEW OF THE ABILITY-TO-REPAY/QUALIFIED MORTGAGE RULE; 3. ABOUT ABILITY TO REPAY; 4. ABOUT QUALIFIED MORTGAGES; 5. REFINANCING FROM NON-STANDARD TO STANDARD LOANS: ATR SPECIAL CIRCUMSTANCE ( 1026.43(D)); 6. PRACTICAL IMPLEMENTATION AND COMPLIANCE CONSIDERATIONS; 7. OTHER RESOURCES; INDEX
|
| Subject
|
:
|
Mortgage loans-- Government policy-- United States.
|
| Subject
|
:
|
BUSINESS ECONOMICS / Finance
|
| Subject
|
:
|
Mortgage loans-- Government policy.
|
| Subject
|
:
|
United States.
|
| Dewey Classification
|
:
|
332.7220973
|
| LC Classification
|
:
|
HG2040.5.U5
|
| Added Entry
|
:
|
Mills, Brenda
|