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" Who says you can't buy a home! / "
David Reed.
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BL
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| Record Number
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970046
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| Doc. No
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b724416
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| Main Entry
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Reed, David, (Carl David),1957-
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| Title & Author
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Who says you can't buy a home! /\ David Reed.
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| Publication Statement
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New York :: AMACOM, American Management Association,, ©2006.
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| Page. NO
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1 online resource (viii, 229 pages)
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| ISBN
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0814429645
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: 9780814429648
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| Notes
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Includes index.
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| Contents
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Where to find mortgages -- The key people in your approval process -- Types of mortgage loans -- The mortgage application process -- Debt ratios and how they're calculated -- Loan documentation: proving your income -- Loan fraud -- Buying with no money down -- Government programs with zero money down -- Conventional zero-down loan programs -- Borrowing from a 401(K), an IRA, or other asset -- Seller carry, lease-purchase, wraps, and land contracts -- What's in a credit report? -- No credit versus bad credit -- Credit scores -- How to repair credit -- Mortgage loans and bankruptcies -- Consumer credit counseling services -- Bad-credit loans-- the world of subprime lending -- Finding the best subprime loan -- Should you just wait? -- Buying foreclosures -- Finding the best deal -- Closing costs -- Appendix A: 10 biggest mistakes mortgage applicants make -- Appendix B: Additional resources -- Appendix C: HUD-approved nonprofit agencies and home buyer assistance -- Appendix D: Payment tables -- Glossary -- Index.
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| Abstract
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For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home. Who Says You Can't Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures,
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| Subject
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House buying-- United States.
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Mortgage loans-- United States.
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Banking.
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BUSINESS ECONOMICS-- Real Estate-- Mortgages.
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Business Economics.
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Finance.
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House buying.
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Mortgage loans.
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United States.
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| Dewey Classification
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332.7/220973
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| LC Classification
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HG2040.5.U5R43 2006eb
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